Lord Brockelhurst, his unwilling betrothed Lady Mary, his butler Crichton and scullery maid Tweeny are on Lord Loam's yacht which is wrecked leaving them all to cope on a desert island. Class distinctions fall apart for the time being.

A struggling young couple stumbles upon a cache of dirty money after a shootout in their apartment building. With hopes of a better life they flee with the money -- provoking the fury of a corrupt DEA agent who will stop at nothing to get his money back, and arousing the suspicions of a detective who is determined to find out what's really going before its too late.